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The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

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Latest Reports

  • City, London

    In outline: On 11th April the EU published the text of the decision of the European Council in response to the UK’s request for a further extension of the Article 50 notice period (see Document 1 below and the UK acceptance at Document 2 below). The decision provides a second ...

  • Building, London

    On 10th April 2019, the FCA issued three publications concerning the general insurance (“GI”) sector alongside a warning to firms operating within this sector. The clear message from the FCA is that it will not hesitate to intervene where it considers that a firm has not shown appropriate regard to ...

  • Fibre optic cables

    In outline: The flow of Brexit related FS publications has slowed as we await the outcome of the UK’s application for a further extension of the Article 50 notice period (see Other publications below) and the special European Council on 10 April. The House of Commons European Scrutiny Committee published ...

  • UK Parliament, London

    In outline: This was due to be the week of the UK's departure from the EU and, despite the postponement of Brexit, there was a flurry of activity to complete the financial services (FS) regulatory regime for a no-deal scenario (the ND regime). Most of the measures were on the ...

  • City, London

    On 26 March the FCA published Mortgages Market Study: Final Report (MS16/2.3). The final report focuses on first-charge residential mortgages and considers whether there is healthy competition in the mortgage market and contains an update on remedies. The FCA had previously published its interim report (MS16/2.2) and the terms of ...

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Future Dates

* Estimated date

  • *Mid 2019

    Capital Markets Union to be completed by then

  • *Mid 2019

    The European Commission signposted in its roadmap document that mid-2019 is the period by which the following will be in place: fully functional backstop to the Single Resolution Fund; implementation of the European Deposit Insurance Scheme;  finalising all pending legislative initiatives for Capital Markets Union.

  • 01 July 2019

    The PRA 110 template and reporting instructions, and the PRA rulebook instrument (PRA 2018/3) will apply (country UK)

News Wizard

  • 18/04/2019

    BoE/PRA: The Bank of England’s amendments to financial services legislation under the European Union (Withdrawal) Act 2018

    BoE/PRA: The Bank of England’s amendments to financial services legislation under the European Union (Withdrawal) Act 2018
    News Date:
    18/04/2019
    News Text:
    This joint policy statement sets out the policy to deliver the general approach being taken to ensure there is a functioning legal framework when the UK leaves the EU. It is noted that the authorities have not changed the policy or significantly altered the text of the published materials since their publication as near-final. ...
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  • 18/04/2019

    PRA: Written auditor reporting

    PRA: Written auditor reporting
    News Date:
    18/04/2019
    News Text:
    PRA's letter has been sent to CFOs of selected deposit-takers and auditors. It provides formal feedback on the PRA's work in this area.
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  • 18/04/2019

    BaFiN: New agreement for supervisory cooperation after Brexit

    BaFiN: New agreement for supervisory cooperation after Brexit
    News Date:
    18/04/2019
    News Text:
    The German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, “BaFin”) has concluded an agreement with the UK PRA for supervisory cooperation after Brexit on 15 April 2019 and has published today the following statement on its website.
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  • 18/04/2019

    BoE: Have FSRs got news for you?

    BoE: Have FSRs got news for you?
    News Date:
    18/04/2019
    News Text:
    This BoE staff working paper considers the impact that the publication of BoE's Financial Stability Report has on the stock returns and credit default swap spreads of UK financial institutions.
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  • 18/04/2019

    EC: Security Union/Consumer protection

    EC: Security Union/Consumer protection
    News Date:
    18/04/2019
    News Text:
    The EC has reported that the European Parliament has formally adopted stronger rules on cross-border access to financial information by law enforcement authorities during criminal investigations as well as rules in relation to the "New Deal for Consumers".
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